Privacy Policy

1. TERMS
By accessing, browsing, or submitting any material to this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, and all applicable laws and regulations. If you do not agree with any of these terms, you may not use or access this site. The materials contained in this web site are protected by applicable copyright law.

​

2. USE OF CONTENT OF SITE
a. Permission (which may be revoked at any time for any reason) is granted to temporarily download one copy of the materials (information or software) on ocgimoney’s web site solely for personal, non-commercial transitory viewing only. No other use is permitted. You may not, for example:

modify or copy the materials;
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any software contained on ocgimoney’s web site;
remove any copyright or other proprietary notations from the materials;
transfer the materials to another person or “mirror” the materials on any other server;
incorporate the information, content, or material in any database, compilation, archive, or cache; or
license, create derivative works from, transfer, or sell any information, content, material, software, products or services obtained from this site.
b. This permission shall automatically terminate if you violate any of these restrictions and may be terminated by ocgimoney.com at any time. Upon terminating your viewing of these materials or upon the termination of this permission, you must destroy any downloaded materials in your possession whether in electronic or printed format.

​

3. PROPRIETARY INFORMATION
You acknowledge and agree that this site contains proprietary information and content that are protected by intellectual property and other laws, and may not be used except as provided in these Terms of Use without advance, written permission of ocgimoney.com.

​

4. DISCLAIMER
THE MATERIALS ON ocgimoney’s WEB SITE ARE PROVIDED “AS IS”. ocgimoney.com MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERHCANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHER, ocgimoney.com DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE MATERIALS ON ITS INTERNET WEB SITE OR OTHERWISE RELATING TO SUCH MATERIALS OR ON ANY SITES LINKED TO THIS SITE.

​

5. LIMITATIONS
In no event shall ocgimoney.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on ocgimoney’s Internet site, even if ocgimoney.com or a ocgimoney.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. ocgimoney.com also assumes no responsibility and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing this site, or of your downloading of any materials from this site. ocgimoney.com assumes no responsibility or liability arising from the content of this site, as well as any offsite pages or additional sites linked to this site.

​

6. REVISIONS AND ERRATA
The materials appearing on ocgimoney’s web site could include technical, typographical, or photographic errors. ocgimoney.com does not warrant that any of the materials on its web site are accurate, complete, or current. ocgimoney.com may make changes to the materials contained on its web site at any time without notice. ocgimoney.com does not, however, make any commitment to update the materials. ocgimoney.com assumes no responsibility or liability for any errors or omissions in the content of this site.

​

7. LINKS
ocgimoney.com provides links to third party sites. The inclusion of any link does not imply endorsement by ocgimoney.com of the third party site. Use of any such linked web site is at the user’s own risk. Your use of such information is voluntary, and your reliance on such information should be made only after independent review. References to commercial products or services within this site or any such third party web site page does not constitute or imply an endorsement by ocgimoney.com.

​

8. SITE TERMS OF USE MODIFICATIONS
ocgimoney.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

​

9. GOVERNING LAW
Any claim relating to ocgimoney.com’s web site shall be governed by the laws of the State of Washington without regard to its conflict of law provisions. Any cause of action you may have under these Terms of Use must be filed in Federal or State Court located in the State of Washington. If any portion of these Terms of Use is found to be void, invalid or otherwise unenforceable, then the remainder of these Terms of Use shall continue to be enforceable and valid according to terms contained herein. ocgimoney.com is owned by a Washingtoncompany, and references to ocgimoney.com include said company. General Terms and Conditions applicable to Use of Web Site.

​

10. EMAIL PRIVACY POLICY

1. Information We Collect
When you subscribe to our mailing list or interact with our emails, we may collect the following personal information:

• Your name and email address

• Your location or time zone (if provided)

• Usage data: Whether you open our emails, click links, or forward messages [1, 2]

2. How We Use Your Information
We use the information we collect to:

• Deliver the newsletters, updates, or promotional materials you requested

• Analyze and improve our email campaigns to ensure we are sending relevant content

• Prevent fraud and ensure system security [1]

3. Data Retention & Third Parties
We will retain your personal information only for as long as your subscription is active. We do not sell your personal data to third parties. We may share your data with trusted service providers (like email marketing platforms) strictly to help us deliver our emails to you. [1]

4. Your Choices & Rights
You are always in control of your data:

• Opt-Out: You can unsubscribe at any time by clicking the "Unsubscribe" link at the bottom of any of our emails.

• Access/Delete: You can contact us directly at [Your Email Address] to request access to or deletion of the data we hold about you.

​

SMS PRIVACY POLICY

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.